Multi-Car · Mileage Insurance
Two Cars?
Get Multi-Car Savings on Pay-Per-KM Insurance.
If your household runs two vehicles and one of them rarely moves, you could be paying double what you need to. MotorSaver charges you for the kilometres each car actually drives.
Find my plan →Why multi-car households overpay
Paying full premium on your second car
Traditional insurers charge the same per-day rate regardless of how little your second car moves. If it sits in the garage most weeks, you're paying for mileage you don't use.
One car barely moves
Households with two cars typically drive the second vehicle under 5,000 km per year. That's MP1 territory — a potential 40% rebate applied upfront.
Enrol each car separately
MotorSaver households with two or more cars can enrol each vehicle separately on the plan that matches its actual usage. Each car's odometer is read at renewal.
Calculate for your second car
Enter the monthly distance and premium for your lower-mileage vehicle.
A second car doing under 5,000 km/year typically qualifies for the MP1 plan — up to 40% rebate.
Calculate your savings
Adjust the slider to see your estimated savings.
Get a free quote estimate
Our team can walk you through multi-car enrolment and savings.